Last Updated 4/22 2019
We are pleased that you have elected to visit and use this website, www.fsinsight.com (the “Website” or the “Site”), operated by, or on behalf of FSI LLC (“FSI” or the “Company”).
FSI is a market-leading, independent research firm. We are experts in U.S. macro and crypto market strategy and have leveraged those fundamental insights to become leading pioneers of digital assets and blockchain research. We serve a broad array of clients around the world, including internationally recognized multitrillion dollar asset managers, hedge funds and private banks, representing some 70% of globally managed equity assets.
The Website offers individual investors the opportunity to subscribe to weekly newsletters and research packages which provide data and information to help subscribers understand and formulate investment strategies (the “Subscription Packages”). The Website also offers its registered members market information and related news on the Website (collectively, information offered on the Site and Subscription Packages are “Services”).
Use of this Website
This Website is controlled and operated by FSI from its offices in the United States of America, and is intended for use solely within the United States, and its territories and possessions. You must be 18 years of age to use this Site. FSI makes no representation that this Website, or the materials contained hereon, are appropriate for users located in other countries. Those who choose to access this Site from other countries do so on their own initiative and are responsible for compliance with all laws in that country, if and to the extent that such laws are applicable.
FSI may terminate your right to access and/or use this Website at any time.
Use of Materials
Materials on this Website, including but not limited to sound recordings, images, reports, trademarks, compilations, and graphics (collectively referred to as the “Materials”), are protected under various intellectual property laws and owned or controlled by FSI, or used with permission of the owner(s) of such Materials. The display of Materials at this Website does not imply that a license of any kind has been granted to you.
your use of the Website and Materials as permitted is solely for your personal, noncommercial use;
you will not copy or distribute any part of the Website and Materials in any medium and you will not “frame” the Website or any Materials in any site you create or operate without FSI’s prior written authorization; you will not alter or modify any part of the Website other than as may be reasonably necessary to use the Website; and,
In order to access some features of the Website and subscribe to the services and products offered by FSI through the Website, you may have to create an account. When creating an account, you must provide your accurate and complete information and you may not use a fake identity or any other individual’s identity.
Except as otherwise indicated on this Website, copying, reproducing, uploading, downloading, transmitting or any other use of this Website or of any of the Material, in whole or part, without the express permission of FSI, is prohibited. You may download digital files where expressly permitted. Any unauthorized access to, use or copying of this Website and/or the Materials may subject you to liability under applicable law, and may result in legal action.
Availability of Product Offerings
Not all of the product offerings and/or services referenced on this Website may be available to all individuals accessing this Website. Certain product offerings may not be available in all areas of the United States, and certain individuals may not be eligible for all of the product offerings referenced on this Site. Subject to applicable law, FSI retains the right to determine each individual’s eligibility for such products
FSI is an independent research company and is not a registered investment advisor and is not acting as a broker dealer under any federal or state securities laws. The research provided in the Subscription Packages and/or on the Website is for the clients of FSI only. Information has been obtained from sources believed to be reliable but FSI does not want warrant its completeness or accuracy. All pricing is as of the market close for the securities discussed, unless otherwise stated. Opinions and estimates constitute our judgment as of the date of this material and are subject to change without notice. Past performance is not indicative of future results. This material is not intended as an offer or solicitation for the purchase or sale of any financial instrument. The opinions and recommendations herein do not take into account individual client circumstances, risk tolerance, objectives, or needs and are not intended as recommendations of particular securities, financial instruments or strategies. The recipient of any FSI generated research and/or report must make his/her own independent decision regarding any securities or financial instruments mentioned herein. Except in circumstances where FSI expressly agrees otherwise in writing, FSI is not acting as a municipal advisor and the opinions or views contained herein are not intended to be, and do not constitute, advice, including within the meaning of Section 15B of the Securities Act of 1934.
Account Registration and Password Responsibility
If you are asked to choose a password, you will be responsible for maintaining the confidentiality of your password. You agree not to (i) use the account, username or password of any other user of the Site at any time, (ii) share your account, or (iii) disclose your password to any third party. You agree to notify FSI immediately if you suspect any unauthorized access to or use of your account or password. You are solely responsible for any and all use of your account and password.
You may not use the Website or any Materials provided herein in connection with any commercial endeavors except those that are specifically endorsed or approved of by FSI’s management.
No Specific Advice Is Provided by this Website
This Website is for general informational purposes, and is not intended to provide specific legal, accounting, tax, investment or other professional advice to any specific user. You should consult with appropriate legal advisors or other professionals with respect to your investment, retirement, and/or related financial decisions.
Subscriptions and Purchases/Charges and Billing
FSI offers three subscription packages to choose from: the “FSI Macro” package, which is a weekly newsletter; the “FSI Digital Assets” package; and the “FSI Pro” package, which includes both the FSI Macro and the FSI Digital Assets subscriptions for one discounted price. Investors may subscribe on a yearly or monthly basis. Subscribers are billed monthly for a monthly subscription and annually for a yearly subscription. Monthly subscriptions renew automatically unless notice of termination is provided to FSI prior to the expiration of each monthly (30 day) period. Annual subscriptions may be terminated only upon the expiration of the annual period. If an annual subscription is not terminated prior to the expiration of the subscription year, the subscription will automatically renew for another one year period. Notice of termination should be provided to FSI by e-mail at email@example.com or by mail addressed to 150 E 52nd St 31st Floor, New York, NY 10022.
Cancelation of Account/Subscription
FSI may terminate or suspend your Account, your Subscription Package and/or your access to the Services at any time, for any reason, and without advance notice. If we do so, it’s important to understand that you don’t have a contractual or legal right to continue to use our Services. FSI may refuse service to anyone, at any time, for any reason. If we terminate or suspend your Account or refuse service for any improper conduct, which shall be determined in FSI’s sole and subjective discretion, you will not be entitled to any refund of your monthly or annual subscription payment.
Limitation of Liability and Use Disclaimer
FSI endeavors to make sure that all information and data it originates on the Website is accurate. However, FSI is not responsible for any damages or loss related to the use of this Website or the products and/or services provided through the Website.
THIS WEBSITE, ALL MATERIAL CONTAINED ON THIS WEBSITE, AND ALL LINKS OR OTHER ITEMS RELATED THERETO ARE TRANSMITTED AND DISTRIBUTED “AS IS” AND TO THE FULLEST EXTENT PERMITTED AT LAW WITHOUT GUARANTEES, REPRESENTATIONS, WARRANTIES AND/OR CONDITIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED (BY STATUTE OR OTHERWISE), INCLUDING, WITHOUT LIMITATION, THAT THE WEBSITE AND/OR ITS FEATURES AND FUNCTIONS WILL BE AVAILABLE FOR USE OR WORK AS DESCRIBED. THERE ARE NO GUARANTEES, REPRESENTATIONS, WARRANTIES AND/OR CONDITIONS REGARDING TITLE, SECURITY, ACCURACY, ACCEPTABLE QUALITY, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE WEBSITE OR THE MATERIALS CONTAINED HEREON. ANY INFORMATION CONTAINED WITHIN OR ON THIS WEBSITE IS SUBJECT TO AMENDMENT, REVISION OR UPDATING. FSI RESERVES THE RIGHT TO SUSPEND OR WITHDRAW ACCESS TO THE PAGES OF THIS WEBSITE WITHOUT NOTICE AT ANY TIME AND TO THE FULLEST EXTENT PERMITTED AT LAW, ACCEPTS NO RESPONSIBILITY FOR THESE PAGES NOT BEING AVAILABLE AT ALL TIMES.
UNLESS PROHIBITED BY LAW, NEITHER FSI (INCLUDING ITS OFFICERS, DIRECTORS, AGENTS AND EMPLOYEES), NOR ANY PARTY INVOLVED IN CREATING, PRODUCING OR DELIVERING THIS SITE, SHALL BE LIABLE FOR ANY ALLEGED DAMAGE OR INJURY WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY COMPENSATORY, PUNITIVE, EXEMPLARY, INCIDENTAL, CONSEQUENTIAL, DIRECT, INDIRECT, SPECIAL AND/OR ANY OTHER DAMAGES THAT RESULT FROM YOUR USE OR INABILITY TO USE OR ACCESS THIS WEBSITE OR FROM ANY MATERIALS CONTAINED HEREON OR FROM ANY COMPUTER VIRUS, MALFUNCTION OR OTHER FAILURE. SOME JURISDICTIONS PROHIBIT THE EXCLUSION OR LIMITATION OF LIABILITY FOR CERTAIN TYPES OF DAMAGES, IN WHICH CASE THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
TO THE FULLEST EXTENT PERMITTED BY LAW, FSI MAKES NO GUARANTEES, WARRANTIES,REPRESENTATIONS OR CONDITIONS ABOUT THE ACCURACY OR SUITABILITY FOR ANY PURPOSE OF THE SITE’S CONTENT OR THE CONTENT OF ANY SITES LINKED TO THIS SITE AND TO THE FULLEST EXTENT PERMITTED BY LAW ASSUMES NO LIABILITY OR RESPONSIBILITY FOR (I) MISTAKES, OR INACCURACIES OF CONTENT, (II) PERSONAL INJURY OR PROPERTY DAMAGE OF ANY NATURE WHATSOEVER FROM ACCESS TO, REPRODUCTION, DISTRIBUTION AND/OR USE OF THIS WEBSITE, (III) ANY UNAUTHORIZED ACCESS TO, REPRODUCTION, DISTRIBUTION OR USE OF FSI’S SECURE SERVER AND/OR ANY PERSONAL INFORMATION AND/OR FINANCIAL INFORMATION STORED THEREON, (IV) ANY INTERRUPTION OF OR CESSATION OF THE SITE, (V) ANY BUGS, VIRUSES, TROJAN HORSES OR THE LIKE WHICH MAY BE TRANSMITTED VIA THE SITE AND/OR BY ANY THIRD PARTY, AND/OR (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR ANY LOSS OF TRANSMITTED INFORMATION OR DATA, OR DAMAGE THAT IS THE RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED OR OTHERWISE MADE AVAILABLE BY OR THROUGH THE WEBSITE.
You are responsible for undertaking suitable precautions to scan for computer viruses and maintaining a backup of all data and/or equipment.
When you communicate with FSI electronically, via email or otherwise, you consent to receive electronic communications from FSI. You may opt out of receiving electronic communications from FSI at any time. You agree that all communications (including, but not limited to all notices, agreements and disclosures) provided to you electronically by FSI satisfy any legal requirement that such communication be in writing. FSI encourages you to retain your own copies of relevant information, however, upon your written request, FSI will provide you with a copy of the information you provided to FSI when creating your account. To make such a request please contact firstname.lastname@example.org.
With respect to all communications you make to or through the Website, including but not limited to feedback, questions, comments, suggestions and the like: (i) you shall have no right to confidentiality in your communications and FSI shall have no obligation to protect your communications from disclosure; (ii) FSI shall be free to reproduce, use, publish, display, disclose and distribute your communications to others without limitation ; and (iii) FSI shall be free to use any ideas, concepts, know-how, information, data content or techniques contained in your communications for any purpose whatsoever, including but not limited to the development, production and marketing of products and services that incorporate such information.
Acquisition of Business
In the event that FSI and/or any of its affiliated entities is involved in a merger, acquisition, consolidation, restructuring, reorganization, liquidation, sale or similar transaction relating to any portion of its business and/or assets, you hereby acknowledge and agree that this Website, all data collected on this Website, and all rights of FSI and its affiliated entities hereunder may be included in the assets of, and/or transferred pursuant to, such transaction. If that occurs, FSI will post a notice to such effect on this Website.
150 E 52nd St 31st Floor, New York, NY 10022
Copyright Infringement – Notice and Take-Down Policy
FSI values intellectual property and respects the intellectual property rights of others, and will remove materials on its Website that infringe the copyrights of others. If you believe that your copyrighted material has been infringed by material contained on this Website, you should provide the following notice to FSI:
Address: FS Insight
150 E 52nd St 31st Floor
New York, NY 10022
Telephone number: (212) 293-7140
Electronic Mail Address: email@example.com
In your notice, you must include the following:
(i) a physical or electronic signature of the owner of an exclusive right that is being infringed or of a person authorized to act on behalf of such owner;
(ii) identification of the copyrighted work(s) that is (are) allegedly being infringed;
(iii) identification of the materials that are causing the infringement and that are to be removed, along with sufficient information to allow FSI to locate such materials;
(iv) contact information (i.e., name, address, email address) sufficient to enable FSI to contact you;
(v) a statement to the effect that you have a good faith belief that the complained of use of the material was not authorized by the owner of the copyright, its agent or the law; and
(vi) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of the exclusive right that is allegedly being infringed.
U.S. Export Controls
Software and the products obtained through or related to this Website may be subject to United States export controls or the export controls of other countries from where you access the Site. No software or products may be downloaded from the Website or otherwise exported or reexported in violation of U.S. or other countries’ export laws, as applicable. Downloading or using the software or products is at your sole risk.
Disputes and Governing Law
The rules governing arbitration are different than those in court. Arbitration does not involve a judge or jury and review is limited, but an arbitrator can award the same damages as a court. You understand that by accepting these Terms and Conditions, you are giving up your right to a trial in court, either with or without a jury.
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